For many low-income individuals, Medicaid is the most common form of healthcare coverage. Perhaps you, a family member, friend or someone under your care has fallen ill or become disabled, and you are wondering what the eligibility requirements are for Medicaid and how to enroll. Here are a few important things to consider to help you figure out if you are eligible for Medicaid in New York State:
Your age. Medicaid is available to anyone of any age. Unlike Medicare, if you are under the age of 65, you can still apply, particularly if you have a medical condition that affects your ability to work and receive a steady income.
Your health. Medicaid does not penalize you for pre-existing conditions. In fact, if you are in immediate need of personal care assistance, home care, nursing care, CDPAP, or injury rehabilitation, you can even expedite the home care, nursing care, and CDPAP application process to receive the help you need as quickly as possible.
Your income. The program is specifically designed for low-income individuals. If you are unable to work due to a disability or illness, you are most likely eligible for Medicaid. In some cases, you may even still eligible if you do not meet all the income requirements. For instance, if you are a disabled person who is still capable of working, you may be eligible for a buy-in option for Medicaid coverage.
Your state of residence. Medicaid eligibility differs from one state to another. You may be required to provide documentation with proof of income, residency, or other eligibility requirements so it's important to check your state's individual plan before applying.
Navigating the world of home health care can be a daunting and confusing task. As a senior living with a disability or illness, it can be even more stressful. To learn more about Medicaid, Medicare, CDPAP, and other home care services, or for answers to frequently asked questions regarding New York Medicaid, contact your local home care agency and they can walk you through the Medicaid application process from start to finish.